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Will A Company Liquidation Affect My Personal Credit Rating?

The answer is no, it should not do, however, there are certain things that you should be aware of.

It may show on a personal credit search that you were a director of a company that has gone into liquidation.

You and the company are two separate legal entities, therefore, it should not affect your personal credit rating.

You should be aware that if you have given a personal guarantee in respect of a company debt and this guarantee is called upon, your personal credit rating may be affected if you do not make the payments that you are liable for.

You can always check your personal credit rating by paying a small fee to a credit reference agency and obtaining an up to date credit report about your own personal circumstances.

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